Consulting Engagement Agreement

Last updated: Sep 30, 2026

1. Scope of Service

This agreement applies to one-time, paid Financial Consulting sessions booked with The Financial Smith — the 20-minute and 60-minute sessions. Each session is a consulting service as defined by AICPA standards, not an audit, review, or compilation of financial statements.

If you are an ongoing client, this is not your agreement. Your engagement letter and our Client Standing Terms govern that work, including any consulting sessions included in it.

2. Nature of Professional Services

As a Certified Public Accountant (CPA), I provide high-level financial strategy and systems architecture.

• No Audit/Attest Opinion: This session does not involve the expression of a formal opinion on financial statements.
• Tax Advice vs. Tax Preparation: While we may discuss tax strategy, this session does not constitute a tax preparation engagement. A separate engagement letter is required for the preparation of federal or state tax returns.
• Limited Liability: My advice is based on the information provided by you during the session.

3. AI Assistance & Privacy

To ensure maximum focus on our strategy, I utilize Gemini (Google AI) for secure note-taking.

• Confidentiality: As a CPA, I maintain strict professional confidentiality.
• Security: Your data is kept private and is not used to train AI models.
• Consent: By booking, you consent to this digital note-taking workflow.

4. Fees & Cancellations

Session fees are non-refundable and are due at the time of booking. Rescheduling is permitted with at least 24 hours' notice.