/* The Financial Smith — site styles.
   One stylesheet, no framework. Brand values come from the live Framer site and
   the logo: deep green #0F3D3A, logo green #425950, lime #C8F8A9, off-white #F6F6F4. */

:root {
  --bg: #F6F6F4;
  --ink: #141513;
  --body: #4A4E48;
  --muted: #5E625C;
  --line: #E4E4DF;
  --line-2: #EEEEEA;
  --card: #FFFFFF;
  --green: #0F3D3A;
  --green-hover: #0A2B29;
  --green-2: #164A46;
  --green-line: #245C57;
  --sage: #425950;
  --lime: #C8F8A9;
  --mint: #E3EFE6;
  --panel: #ECEFE9;
  --on-dark: #F6F6F4;
  --on-dark-2: #CFDAD5;
  --amber: #7A4A0E;
  --amber-bg: #F6E7C8;
  --amber-row: #FCF8EE;
  --radius: 20px;
  --radius-lg: 28px;
  --mono: 'IBM Plex Mono', ui-monospace, SFMono-Regular, Menlo, monospace;
  --sans: 'Schibsted Grotesk', system-ui, -apple-system, 'Segoe UI', sans-serif;
  color-scheme: light;
}

*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }
body { margin: 0; background: var(--bg); color: var(--ink); font: 17px/1.55 var(--sans); }
img { max-width: 100%; display: block; }
a { color: var(--green); }
a:hover { color: var(--green-hover); }
:focus-visible { outline: 3px solid var(--green); outline-offset: 3px; border-radius: 6px; }
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.skip { position: absolute; left: 16px; top: -60px; background: var(--green); color: #fff; padding: 10px 16px; border-radius: 10px; z-index: 50; }
.skip:focus { top: 12px; color: #fff; }

.wrap { max-width: 1440px; margin: 0 auto; padding: 0 80px; }
.wrap-inset { margin: 0 40px; }

/* ---- type ------------------------------------------------------------ */
h1, h2, h3 { margin: 0; letter-spacing: -0.03em; line-height: 1.05; text-wrap: balance; }
h1 { font-size: clamp(42px, 5.6vw, 78px); font-weight: 700; letter-spacing: -0.035em; line-height: 1.02; }
h2 { font-size: clamp(32px, 3.6vw, 46px); font-weight: 700; line-height: 1.08; }
h3 { font-size: 22px; font-weight: 650; letter-spacing: -0.015em; line-height: 1.25; }
p { margin: 0; text-wrap: pretty; }
.lede { font-size: clamp(18px, 1.5vw, 20px); line-height: 1.55; color: var(--body); }
.body { color: var(--body); }
.muted { color: var(--muted); }
.small { font-size: 14px; }
.eyebrow { font-family: var(--mono); font-size: 14px; color: var(--sage); }
.on-dark .eyebrow { color: var(--lime); }
.mono { font-family: var(--mono); }
.pill { display: inline-block; font-size: 14px; font-weight: 600; color: var(--green); background: var(--lime); padding: 7px 15px; border-radius: 999px; }
.chip { display: inline-block; font-size: 12.5px; font-weight: 600; color: var(--green); background: var(--mint); padding: 4px 10px; border-radius: 999px; line-height: 1.35; }
.chip.warn { color: var(--amber); background: var(--amber-bg); }

/* ---- buttons --------------------------------------------------------- */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; font: 600 16px/1.2 var(--sans); padding: 15px 24px; border-radius: 12px; text-decoration: none; border: 1px solid transparent; cursor: pointer; min-height: 48px; }
.btn-lg { font-size: 17px; padding: 17px 28px; }
.btn-sm { font-size: 15px; padding: 12px 20px; min-height: 44px; border-radius: 10px; }
.btn-primary { background: var(--green); color: #fff; }
.btn-primary:hover { background: var(--green-hover); color: #fff; }
.btn-outline { border-color: var(--green); color: var(--green); background: transparent; }
.btn-outline:hover { background: var(--mint); }
.btn-lime { background: var(--lime); color: var(--green); }
.btn-lime:hover { background: #B6EE93; color: var(--green); }
.btn-white { background: #fff; color: var(--green); }
.btn-white:hover { background: #F2F5F1; }
.btn-dark { background: var(--ink); color: #fff; }
.link-arrow { font-weight: 600; text-decoration: none; }
.link-arrow:hover { text-decoration: underline; }

/* ---- header ---------------------------------------------------------- */
.site-header { position: relative; z-index: 20; }
.site-header .wrap { display: flex; align-items: center; justify-content: space-between; gap: 20px; padding-top: 22px; padding-bottom: 22px; }
.brand { display: flex; align-items: center; gap: 11px; text-decoration: none; color: var(--ink); flex: none; }
.brand img { width: 36px; height: 36px; }
.brand span { font-size: 21px; letter-spacing: -0.015em; }
.brand b { font-weight: 700; }
.nav { display: flex; align-items: center; gap: 4px; font-size: 15px; }
.nav a { color: #3E423C; text-decoration: none; padding: 9px 16px; border-radius: 999px; }
.nav a:hover { background: var(--panel); color: var(--ink); }
.nav a[aria-current="page"] { background: var(--lime); color: var(--green); font-weight: 600; }
.header-cta { display: flex; align-items: center; gap: 22px; flex: none; }
.header-cta .signin { color: #3E423C; text-decoration: none; font-size: 15px; }
.menu-btn { display: none; align-items: center; justify-content: center; width: 48px; height: 48px; border-radius: 12px; border: 1px solid var(--line); background: #fff; color: var(--ink); cursor: pointer; }
.menu-btn svg { width: 22px; height: 22px; }
.mobile-menu { display: none; }

/* ---- sections -------------------------------------------------------- */
.section { padding-top: 110px; }
.section-tight { padding-top: 72px; }
.stack { display: flex; flex-direction: column; }
.gap-10 { gap: 10px; } .gap-12 { gap: 12px; } .gap-16 { gap: 16px; } .gap-20 { gap: 20px; } .gap-24 { gap: 24px; } .gap-32 { gap: 32px; } .gap-40 { gap: 40px; }
.row { display: flex; align-items: center; gap: 18px; flex-wrap: wrap; }
.center { text-align: center; align-items: center; }
.max-600 { max-width: 600px; } .max-720 { max-width: 720px; } .max-760 { max-width: 760px; } .max-900 { max-width: 900px; } .max-1000 { max-width: 1000px; }
.grid-2 { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 20px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 20px; }
.span-2 { grid-column: span 2; }

.card { background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); padding: 32px 30px; display: flex; flex-direction: column; gap: 12px; }
.card.soft { background: var(--panel); border-color: transparent; }
.card .card-link { margin-top: auto; padding-top: 6px; }
.band { border-radius: var(--radius-lg); padding: 80px; }
.band-dark { background: var(--green); color: var(--on-dark); }
.band-dark .body, .band-dark .lede { color: var(--on-dark-2); }
.band-lime { background: var(--lime); color: var(--green); }
.band-lime .lede { color: #1F4A45; }
.band-panel { background: var(--panel); }
.dark-card { background: var(--green-2); border: 1px solid var(--green-line); border-radius: 18px; padding: 30px 32px; display: flex; flex-direction: column; gap: 10px; }

.steps { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 48px; }
.step { display: flex; flex-direction: column; gap: 10px; border-top: 2px solid var(--ink); padding-top: 20px; }

.checks { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 11px; font-size: 15.5px; color: #2E322C; }
.checks li { display: flex; gap: 10px; align-items: flex-start; }
.checks svg { flex: none; width: 16px; height: 16px; margin-top: 4px; color: var(--green); }
.on-dark .checks, .checks.on-dark { color: var(--on-dark); }
.on-dark .checks svg, .checks.on-dark svg { color: var(--lime); }
.checks.lg { font-size: 17px; gap: 14px; }
.checks.lg svg { width: 18px; height: 18px; margin-top: 4px; }

.site-footer { padding: 56px 0 44px; font-size: 14px; color: var(--muted); }
.site-footer .wrap { display: flex; align-items: center; justify-content: space-between; gap: 24px; flex-wrap: wrap; }
.site-footer nav { display: flex; gap: 22px 28px; flex-wrap: wrap; }
.site-footer a { color: var(--muted); text-decoration: none; }
.site-footer a:hover { color: var(--ink); text-decoration: underline; }
.footer-brand { display: flex; align-items: center; gap: 10px; }
.footer-brand img { width: 26px; height: 26px; }
.badge-link img { width: 150px; height: auto; }

/* ---- product mockups (illustrative) ---------------------------------- */
.mock { background: #fff; border: 1px solid var(--line); border-radius: 18px; box-shadow: 0 1px 2px rgba(20,21,19,.04), 0 24px 48px rgba(20,21,19,.08); overflow: hidden; }
.mock-lift { box-shadow: 0 1px 2px rgba(20,21,19,.05), 0 28px 56px rgba(20,21,19,.13); }
.mock-head { padding: 22px 26px 16px; display: flex; align-items: center; gap: 14px; border-bottom: 1px solid var(--line-2); }
.mock-head img { width: 34px; height: 34px; }
.mock-title { font-size: 20px; font-weight: 650; letter-spacing: -0.015em; }
.mock-sub { font-size: 13px; color: var(--muted); font-family: var(--mono); }
.mock-row { display: grid; grid-template-columns: minmax(0, 1.3fr) 104px minmax(0, 1.3fr) minmax(0, 1.5fr); gap: 12px; padding: 13px 26px; align-items: center; border-bottom: 1px solid #F1F1ED; font-size: 14px; }
.mock-row.flag { background: var(--amber-row); }
.mock-row .amt { font-family: var(--mono); text-align: right; }
.mock-row .cat { color: var(--body); }
.mock-foot { padding: 16px 26px; display: flex; align-items: center; gap: 14px; flex-wrap: wrap; }
.mock-btn { display: inline-flex; align-items: center; gap: 8px; font: 600 14px/1 var(--sans); color: #fff; background: var(--ink); border: 0; padding: 11px 16px; border-radius: 10px; }
.mock-btn svg { width: 16px; height: 16px; }
.plan { background: #fff; border: 1px solid var(--line); border-radius: 16px; padding: 20px 22px; display: flex; flex-direction: column; gap: 14px; }
.plan-label { font-size: 12.5px; font-weight: 600; letter-spacing: .04em; text-transform: uppercase; color: var(--muted); }
.plan-quote { font-size: 16px; line-height: 1.45; font-style: italic; color: #2A2D29; }
.plan-checks { display: flex; flex-wrap: wrap; gap: 6px 14px; font-size: 13px; color: #3E423C; }
.plan-checks span { display: flex; align-items: center; gap: 5px; }
.plan-checks svg { width: 14px; height: 14px; color: var(--green); }
.fake-btn { font: 600 14px/1 var(--sans); padding: 11px 20px; border-radius: 10px; border: 1px solid transparent; }

.stage { position: relative; }
.stage > .front { position: absolute; }

/* ---- article (resources, legal) ---------------------------------------- */
.article { max-width: 760px; margin: 0 auto; }
.article h1 { font-size: clamp(36px, 4.4vw, 56px); }
.prose { font-size: 18px; line-height: 1.7; color: #2E322C; }
.prose > * + * { margin-top: 1.05em; }
.prose h2 { font-size: clamp(26px, 2.6vw, 32px); margin-top: 2em; color: var(--ink); }
.prose h3 { font-size: 22px; margin-top: 1.6em; color: var(--ink); }
.prose h4 { font-size: 19px; margin-top: 1.4em; }
.prose ul, .prose ol { padding-left: 1.3em; }
.prose li + li { margin-top: .4em; }
.prose strong { color: var(--ink); }
.prose a { text-underline-offset: 3px; }
.prose table { width: 100%; border-collapse: collapse; font-size: 16px; display: block; overflow-x: auto; }
.prose th, .prose td { border-bottom: 1px solid var(--line); padding: 10px 12px; text-align: left; vertical-align: top; }
.prose tr:first-child td { font-weight: 650; color: var(--ink); }
.post-list { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 20px; }
.post-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 28px; display: flex; flex-direction: column; gap: 12px; text-decoration: none; color: var(--ink); }
.post-card:hover { border-color: #C9CFC9; box-shadow: 0 12px 30px rgba(20,21,19,.06); color: var(--ink); }
.post-card .title { font-size: 21px; font-weight: 650; letter-spacing: -0.015em; line-height: 1.3; }
.post-card .excerpt { font-size: 15.5px; color: var(--body); line-height: 1.55; }

/* ---- responsive -------------------------------------------------------- */
@media (max-width: 1180px) {
  /* Sides only: the shorthand also zeroed .section's top padding here. */
  .wrap { padding-left: 40px; padding-right: 40px; }
  .wrap-inset { margin: 0 20px; }
  .band { padding: 64px 48px; }
  .nav a { padding: 9px 12px; }
  .header-cta .signin { display: none; }
}
@media (max-width: 1024px) {
  .nav, .header-cta { display: none; }
  .menu-btn { display: inline-flex; }
  .mobile-menu[data-open="true"] { display: flex; flex-direction: column; gap: 4px; padding: 8px 40px 24px; border-bottom: 1px solid var(--line); background: var(--bg); }
  .mobile-menu a { font-size: 18px; color: var(--ink); text-decoration: none; padding: 12px 4px; border-radius: 10px; }
  .mobile-menu a[aria-current="page"] { font-weight: 700; color: var(--green); }
  .mobile-menu .btn { margin-top: 12px; }
  .grid-3, .post-list { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .steps { gap: 32px; }
  .split { grid-template-columns: 1fr !important; }
}
@media (max-width: 720px) {
  body { font-size: 16px; }
  .wrap { padding-left: 20px; padding-right: 20px; }
  .wrap-inset { margin: 0 12px; }
  .mobile-menu[data-open="true"] { padding: 8px 20px 24px; }
  .section { padding-top: 72px; }
  .section-tight { padding-top: 48px; }
  .band { padding: 48px 24px; border-radius: 22px; }
  .grid-2, .grid-3, .steps, .post-list { grid-template-columns: 1fr; }
  .span-2 { grid-column: auto; }
  .card { padding: 26px 22px; }
  .dark-card { padding: 24px 22px; }
  .mock-row { grid-template-columns: minmax(0, 1fr) auto; padding: 12px 18px; }
  .mock-row .cat, .mock-row .prog { display: none; }
  .mock-head, .mock-foot { padding-left: 18px; padding-right: 18px; }
  .stage > .front { position: static; margin-top: 16px; width: auto !important; }
  .stage { height: auto !important; }
  .btn-lg { width: 100%; }
  .prose { font-size: 17px; }
}

/* ---- pricing estimator ---------------------------------------------------
   Controls are rendered hidden and revealed by assets/estimate.js, so without
   the script the pricing page reads as a plain list. */
.est-switch[hidden], .est-pick[hidden], .est-bar[hidden], .est-hint[hidden] { display: none !important; }
.est-hint { font-size: 15px; color: var(--muted); margin: -12px 0 0; }

.est-list { overflow: hidden; }
.est-row { transition: background .15s; }
.est-row.is-on { background: var(--mint); box-shadow: inset 4px 0 0 var(--green); }

.est-switch { position: relative; display: inline-flex; align-items: center; cursor: pointer; margin-left: 8px; }
.est-switch input { position: absolute; opacity: 0; width: 1px; height: 1px; margin: 0; }
.est-track { position: relative; flex: none; width: 46px; height: 26px; border-radius: 999px; background: #CFD6D1; transition: background .15s; }
.est-track::after { content: ""; position: absolute; top: 3px; left: 3px; width: 20px; height: 20px; border-radius: 50%; background: #fff; box-shadow: 0 1px 3px rgba(20,21,19,.25); transition: transform .15s; }
.est-switch input:checked + .est-track { background: var(--green); }
.est-switch input:checked + .est-track::after { transform: translateX(20px); }
.est-switch input:focus-visible + .est-track { outline: 3px solid var(--green); outline-offset: 2px; }

.est-card { cursor: pointer; transition: box-shadow .15s; }
.est-card.is-on { box-shadow: 0 0 0 3px var(--green); }
.est-card.on-dark.is-on { box-shadow: 0 0 0 3px var(--lime); }
.est-pick { position: relative; align-self: flex-start; margin-top: 6px; display: inline-flex; align-items: center; font: 600 13.5px/1 var(--sans); padding: 10px 16px; border-radius: 999px; border: 1px solid #CFD6D1; background: #fff; color: var(--ink); cursor: pointer; }
.est-pick input { position: absolute; opacity: 0; width: 1px; height: 1px; margin: 0; }
.est-pick:focus-within { outline: 3px solid var(--green); outline-offset: 2px; }
.est-card.on-dark .est-pick { background: transparent; border-color: var(--green-line); color: var(--on-dark); }
.est-card.is-on .est-pick { background: var(--green); border-color: var(--green); color: #fff; }
.est-card.on-dark.is-on .est-pick { background: var(--lime); border-color: var(--lime); color: var(--green); }

.est-bar { position: fixed; left: 0; right: 0; bottom: 0; z-index: 50; background: var(--green); color: var(--on-dark); padding: 14px 0 10px; box-shadow: 0 -10px 30px rgba(15,61,58,.22); }
.est-bar-inner { display: flex; align-items: center; justify-content: space-between; gap: 14px 28px; flex-wrap: wrap; }
.est-bar-label { font-size: 12px; font-weight: 600; letter-spacing: .05em; text-transform: uppercase; color: var(--on-dark-2); }
.est-bar-items { font-size: 15px; }
.est-bar-monthly { font-size: 15px; color: var(--on-dark-2); }
.est-bar-monthly b { font-size: 30px; font-weight: 700; letter-spacing: -.02em; color: #fff; margin-right: 6px; }
.est-bar-annual { font-size: 14px; color: var(--on-dark-2); margin-left: 14px; }
.est-clear { background: none; border: 0; padding: 4px; color: var(--on-dark-2); font: 500 14px var(--sans); text-decoration: underline; cursor: pointer; }
.est-clear:hover { color: #fff; }
.est-bar-note { margin: 6px auto 0; font-size: 12.5px; color: var(--on-dark-2); }
body.has-est-bar { padding-bottom: 130px; }

@media (max-width: 720px) {
  .est-bar { padding: 10px 0 8px; }
  .est-bar-inner { gap: 4px 12px; }
  .est-bar-inner > .stack { flex: 1 0 100%; }
  .est-bar-label { display: none; }
  .est-bar-items { font-size: 13.5px; color: var(--on-dark-2); }
  .est-bar-totals { flex: 1 1 auto; }
  .est-bar-monthly { font-size: 13.5px; }
  .est-bar-monthly b { font-size: 24px; margin-right: 4px; }
  .est-bar-annual { margin-left: 8px; font-size: 13px; }
  .est-bar .btn { padding: 10px 14px; font-size: 14px; }
  .est-bar-note { font-size: 11.5px; margin-top: 4px; }
  body.has-est-bar { padding-bottom: 150px; }
}
@media (prefers-reduced-motion: reduce) {
  .est-track, .est-track::after, .est-card, .est-row { transition: none; }
}